Cashplus Business Bank Account

No credit check required to open a Business Account

Painless and Paperless Account Opening

There’s no need to re-enter your details to open a Cashplus Business Account. We’ll simply use the information you’ve provided to form your business. Just be sure to fill out the Partner Services Section on the checkout page.

How it works

As soon as your business has formed via Companies House and we’ve verified your details, we’ll email you your unique Account Number and Sort Code so you can start receiving payments. A Mastercard Business card is available for a small fee.

Then you can

  • Load money via UK bank transfer or pay in cash at any UK Post Office
  • Send and receive faster payments
  • Register your details for Merchant Services and with HMRC
  • Send and receive faster payments
  • Set up Direct Debits and make UK purchases for free
  • Register your details for Merchant Services and with HMRC
  • View real time, transactional data and balance information at a click or a tap, on any device

Prepare for the unexpected with a reusable credit line of
up to £2,000 via the Cashplus iDraft

The Cashplus iDraft could be attached to your Business Account so you can use it in the same way as your own money – make purchases, get extra cash and cover any direct debits or Standing Orders set up on your account.

We’ll send you an invite once you’re pre-approved and then you can borrow up to your approved limit at any time. At a glance:

0% interest

A low daily fee – only charged when used

Representative example: Credit Amount: £1,200, 0% interest fixed, £1.00 per day flat usage fee, capped at £30 per month. Total amount payable £1,560. Representative 33.6% APR.

At your service

With our Mobile App and Online Servicing, you can manage your account 24/7 from any device. Get real time balance information, statements, add payees, send payments and apply for extras.And should you need help, you can either use our extensive ‘Help’ functionality or call us.

A name you can trust

We’re authorised, regulated and licensed by the FCA and hold all the licences and permissions to issue and manage both our consumer credit and e-money products ourselves.

Principal member of


Licensed to issue
e-money by FCA

Member of the Eletronic Money Association

Member of Emerging Payments Association

Nearly 100,000 small to medium businesses like yours are benefiting from the low cost, Cashplus Business Account – Apply today!
Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and businesses being based in the UK. Cashplus is issued by APS Financial Ltd (AFL) pursuant to licence by Mastercard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN 900002). Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively. Credit facilities are provided by APS subject to affordability and prepaid account being in good standing. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (FRN 671140), and AFL is an Introducer Appointed Representative of APS. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Please note:
  1. This offer is available to all company types. Companies with overseas directors and shareholders are also eligible.
  2. This offer is not available to any company with a nominee director or shareholder.
  3. A UK business bank account is required to operate alongside your merchant account.

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